In a recent New York casean insurance company sued the alarm company, seeking recovery of the monies it paid to its insured, alleging negligence, gross negligence, and breach of contract. The insurer claimed the damage caused by a frozen burst pipe was a result of the alarm company’s failure to notify the subscriber of low temperatures at her property.=
The plaintiff’s insured hired the defendant to install a home security system at her property, including sensors and monitors for heat or lack thereof.