A RESTAURANT IN WASHINGTON STATE had a fire caused by their broiler. The insurance company denied their claim and the district court issued a summary judgment in favor of them. The appellants appealed.
The insurer had issued a policy covering the appellant’s family business. The policy included a “concealment, misrepresentation or fraud” condition that voided the policy in any case of fraud relating to coverage, the covered property, interest in the covered property or a claim. Following a fire at the family business, the insurer denied coverage based on this condition in the policy.