Security and the law: Carriers Liability to Bring Premise Up to Code
The liability of an insurance carrier to bring premises “up to code� after a fire, was recently decided by the United States District Court in the State of Tennessee.
After a fire destroyed property on one floor of a building, various inspectors from the City inspected the building and found the building to be in violation of certain building codes. The owners of the building were ordered to immediately correct the violations. The orders involved electrical wiring and fixtures, inoperable and non-code fire alarm system, non-code elevator emergency system, damaged and non-code stairway lighting and emergency signage, defective standpipe valves and other non-code matters, which were not necessarily affected by the fire.