A case arose in Oregon which involved the attempt by the plaintiff insurance company to extend coverage of the alarm company to an entire building where its contract was for a particular suite.
The plaintiff in the case was an insurance company who provided property insurance to its insured. The Insured leased a suite in its building to a tenant. The tenant entered into a contract agreement with the defendant alarm company to provide monitoring services for a burglar alarm inside the suite. Under the terms of the agreement, the alarm company allegedly promised to transmit burglar alarms to the police or fire department. The plaintiff acknowledged that the agreement was intended for burglar alarm services and not for fire.