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Home » Topics » Columns » Security & the Law

Security & the Law
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One Case Showcases Two Common Issues

Lessing E. Gold
January 17, 2012
Two issues came to the forefront of a case in New York: the definition of gross negligence and contract interpretation. An insurance company filed suit against an alarm company to recover insurance payments made to the insured following a fire at the insured’s premises, a restaurant. The alarm company filed a motion to dismiss.
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What are Creditors’ Rights?

Lessing E. Gold
December 19, 2011
Questions are frequently asked by alarm dealers when a customer or a subscriber files for bankruptcy. Can the alarm company collect the past due account?
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Unlawful Early Termination Fees

Lessing E. Gold
November 11, 2011
In a consumer class action against a defendant wireless telephone carrier, The Superior Court of Alameda County of California found early termination fees (ETFs) charged by the carrier to customers terminating service prior to expiration of defined contract periods to be unlawful penalties and granted restitution/damages to the plaintiff class action. The carrier appealed.
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Taxes on ‘Monitoring’ or ‘Telecommunications’?

Lessing E. Gold
October 17, 2011
A recent case in Arizona involved the municipal taxation of home security services when the provider’s monitoring facility was out of state and the services included telecommunications. Municipalities are prohibited from taxing interstate telecommunication service under Arizona law.
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Did a Labor Law Violation Occur?

Lessing E. Gold
September 19, 2011
In a recent case before the Supreme Court of the state of New York, the plaintiff claimed that a security alarm company violated Labor Law §240(1). The man wanted damages for injuries sustained when he was working on a ladder that allegedly shifted, causing him to fall to the floor. The plaintiff was a journeyman electrician employed by a third-party defendant contractor, and he was installing cables for a security system that was undergoing renovation.
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Does Gross Negligence Trump Contract?

Lessing E. Gold
August 9, 2011
A case was recently decided by the United States District Court in the State of New York regarding the impact of a claim for gross negligence on a contract’s waiver of subrogation provision.
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Secondary Evidence Helps Enforce Contract

Lessing E. Gold
July 18, 2011

An action in the United States District Court for the District of Massachusetts against an alarm company arose out of a fire that caused extensive damage to a property. The insurance company made payment to its insured in excess of $400,000 for the damages sustained from the fire according to the terms of the policy. Then, more than one year after the fire occurred, the insurance company brought an action against the alarm company for negligence, breach of contract and breach of warranty, seeking to recover the payments made to its insured.


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Was the Alarm Too Loud?

Lessing E. Gold
June 22, 2011

A rather interesting case was filed in the United States District Court for the District of Oregon against the United States. The action was a claim for negligence against the defendant arising out of alleged injuries to her hearing as a result of an alarm on a United States Postal Service (USPS) vending machine. The USPS office used a vending machine to dispense postal products to the public.


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Allocating Loss to Insurance Carriers

Lessing E. Gold
May 12, 2011

A recent case decided by the United States District Court for the Eastern District of Tennessee discussed many of the issues important to an alarm dealer including insurance.


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A Contract Trumps Oral Representations

Lessing E. Gold
April 11, 2011

 In a case before the Court of Appeals of the state of Florida, the court sustained the ruling of the Circuit Court that granted a summary judgment in favor of the security company resulting from an action against it for breach of express warranty and fraud arising out of a fire loss to a customer’s home. 


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