- Chapter Executive Director of the Year: Jeanne Palmer, Nevada Security Association
- Chapter President of the Year: Jeremy Bowman, Alabama Alarm Association
- Chapter Newsletter of the Year: Alabama Alarm Association (The Contact)
- NTS Instructor of the Year: Joel Kent
- Chapter Website of the Year: Tennessee Electronic Security Association (www.tnesa.com)
- Chapter of the Year: Nevada Security Association
- dropping coverage and paying penalties;
- working the loopholes (“skinny plans” and shifting to Medicaid);
- shifting costs by choosing bronze plans with high deductibles and HSAs;
- self-insuring and retaining only a catastrophic plan; and/or
- choosing a hybrid of sorts — paying out of pocket to a certain point before the bronze plan kicks in.
- enrollment is not keeping up with expectations;
- medical loss ratios are too high;
- risk corridors are limited after 2016 — a 50 percent to 80 percent Federal reimbursement for costs coverage will be ending soon, leaving all costs to the states;
- 2016 rate requests are 30 percent to 50 percent higher in some states; and
- several big insurance companies are pulling out of the exchange.
- Do you have a sales and marketing playbook?
- Do you have a touchpoint matrix? (There should be a minimum of seven touches.)
- Do you know what’s working and what’s not?
- Do you have a mobile strategy, CRM or data analytics for your website?
- Do you have third-party credibility?