SDMmag logo
search
Go to Ask SDM AI
cart
facebook twitter linkedin youtube
  • Sign In
  • Create Account
  • Sign Out
  • My Account
SDMmag logo
  • NEWS
  • PRODUCTS
  • TOPICS
    • Access Control & Identification
    • Integration & Network Solutions
    • Life Safety & Fire Alarm
    • Monitoring
    • Smart Home
    • Trends & Industry Issues
    • Video Solutions
  • COLUMNS
    • Digital Shuffle
    • Editor's Angle
    • Insider News & Business
    • Integration Spotlight
    • Marketing Madmen
    • Security & the Law
    • Security Comings & Goings
    • Security Networkings
    • Technology @ Work
    • Technology Solutions & Skills
    • SIA Waypoints
    • Cybersecurity Chronicle
  • EXCLUSIVES
    • Annual Industry Forecast
    • Dealer of the Year
    • Project of the Year
    • SDM 100
    • State of the Market Series
    • Systems Integrator of the Year
    • Top Systems Integrator Report
    • TMA Excellence Awards
  • BLOG
  • MEDIA
    • Videos
    • Podcasts
    • Polls
    • White Papers
  • EVENTS
    • Industry Calendar
    • Webinars
  • MORE
    • Classified Ads
    • Newsletters
    • SDM Store
    • State of Security eBook
    • Sponsored Insights
  • BUYERS GUIDE
    • Buyers Guide
    • Take a Tour
    • SDM Buyers Guide eBook
  • EMAG
    • eMagazine
    • Archive Issues
    • Monitoring Today
    • Advertise
  • SIGN UP!
Intrusion AlarmStandards, Regulations & LegislationColumnsSecurity & the Law

Security & The Law

Burglar Alarm Responding Sheriff Causes Traffic Accident — Was he Liable?

By Lessing E. Gold, Contributing writer
Security  Law 2019
August 5, 2019

An interesting case in the state of Ohio occurred when a deputy sheriff, while responding to an activated burglar alarm (alarm drop) without lights or sirens so as to not alert any intruder in the home, collided with a stopped car.  

The deputy testified he approached an intersection where cars were beginning to move after the traffic light turned green. After he passed through the intersection, he looked down at the radio in his cruiser to make sure that it was tuned to the proper channel for communicating about the alarm. When he looked up, he saw that the car in front of him had stopped. He did not have time to stop the cruiser before it collided with the stopped car. 

The passenger (plaintiff) in the stopped car filed suit claiming the deputy failed to maintain an assured clear distance before the collision, resulting in injuries to her back and head. The plaintiff also sued the county sheriff, claiming the deputy had acted within the scope of his employment when his negligence caused her injuries.

The defendants moved for summary judgment, claiming the deputy did not act outside the scope of his employment or with malicious purpose, bad faith or in a wanton or reckless manner, as required to overcome statutory immunity, and that the deputy was responding to an emergency call at the time he negligently caused the accident.  

The court found that under the law, an alarm drop required an immediate response. The deputy’s response to the alarm drop dispatch qualified as an emergency call under R.C. 2744.01(B)(1)(a). He had a professional obligation to respond to the dispatch.  

The trial court granted defendants’ motion for summary judgment, finding that the deputy’s response to the alarm drop qualified as an “emergency call” under the statutory definition of the term and concluded that the deputy’s conduct was not willful, wanton, malicious or in bad faith, even when viewed in light most favorable to the plaintiff.  

The plaintiff appealed.  

Looking for quick answers on security topics? Try Ask SDM, our new smart AI search tool. Ask SDM →

The appellate court indicated that under Ohio law, there are two tests for determining a political subdivision’s immunity from liability. A political subdivision is not liable for damages arising from injury caused by an act of the political subdivision or one of its employees “in connection with the governmental or proprietary function.” Under the second tier of the analysis, the court must consider whether one of five exceptions to immunity applies. If any of the exceptions to immunity do apply, and no defense in that section protects the political subdivision from liability, then the third tier of the analysis requires a court to determine whether any of the defenses apply, thereby providing the political subdivision a defense against liability.  

For purposes of a full defense to liability, the law provides that an emergency call is defined as “a call to duty, including, but not limited to, communications from citizens, police dispatches and personal observations by police officers of inherently dangerous situations that demand an immediate response on the part of a police officer. The Supreme Court of Ohio held that the definition of “emergency” involves a situation to which a response by a peace officer is required by the officer’s professional obligation. 

There is no requirement in the statute which would limit an “emergency call” only to those occasions where there is an inherently dangerous situation or when human life is in danger.  

The court concluded that the trial court did not err when it ruled that the undisputed evidence showed that the deputy’s action during the emergency call did not amount to willful or wanton misconduct and that the trial court did not err when granting summary judgment in favor of the officer and the sheriff and granted them immunity from liability.


 

READERS ASK 

Q:  We are an alarm company. One of our new subscribers has just requested we contact our insurance carrier and have them listed as an additional loss payee on our policy. Can this be done?

 

A: This is not a legal question; it is really an insurance issue. We have on occasion been faced with that issue and we suggest to our clients that they discuss this with their insurance broker. Normally the carrier will allow the customer or subscriber to become an additional loss payee, but there will be an additional expense as if a claim is filed, the carrier must then defend not only your alarm company but your subscriber.  

Another issue, of course, is that your contract probably contains a third party indemnification provision whereby your subscriber indemnifies you in the event a claim is made by a third party against you. If your subscriber must then indemnify you, then the insurance company is faced with an additional issue.  

I understand that many of the liability policies will include a basic blanket additional insured endorsement, which effectively states that anyone the insured has a contract with requires they be additionally insured. That effectively covers the issue, except however, if that type of policy will incur an additional premium.

As I indicated, the best thing to do is to sit down with your broker and find out if they will include the additional insured and if so, what the cost will be. If there is an extra cost and your subscriber is prepared to undertake the cost, then it may be a worthwhile endeavor. If, of course, the subscriber will not pay the additional cost, from a business standing you have to make a judgment whether or not it is cost effective.

 

KEYWORDS: life safety security alarm security industry

Share This Story

Looking for a reprint of this article?
From high-res PDFs to custom plaques, order your copy today!

Lessing E. Gold of Mitchell, Silberberg & Knupp is counsel to the California Alarm Association and a contributing legal columnist. He can be reached at sdm@bnpmedia.com.

Recommended Content

JOIN TODAY
to unlock your recommendations.

Already have an account? Sign In

  • SDM 100

    SDM 100: Top 100 Security Dealers of 2026

    The top 100 security dealers navigated a complex...
    Exclusives
    By: Karyn Hodgson
  • Security camera

    State of the Market: Video Surveillance

    As video surveillance shifts from siloed systems to...
    Exclusives
    By: Brianna Wilson
  • 2026 Industry Forecast

    SDM 2026 INDUSTRY FORECAST

    Rapid technology advances meet shifting economic...
    Annual Industry Forecast
    By: Karyn Hodgson
Manage My Account
  • SDM Newsletters
  • Online Registration
  • eMagazine Subscriptions
  • Subscription Customer Service
  • Manage My Preferences

More Videos

Sponsored Content

Sponsored Content is a special paid section where industry companies provide high quality, objective, non-commercial content around topics of interest to the SDM audience. All Sponsored Content is supplied by the advertising company and any opinions expressed in this article are those of the author and not necessarily reflect the views of SDM or its parent company, BNP Media. Interested in participating in our Sponsored Content section? Contact your local rep!

close
  • Doctor examining child patient with mother present in medical clinic
    Sponsored byHID

    The Human Side of Hospital Security: How Modern Visitor Management Protects People First

Popular Stories

Video surveillance camera

Why Video Health Monitoring Is a ‘No Brainer’

ESA Board of Directors Q2 26 Elections

Electronic Security Association Announces 2026 Board of Directors Election Results

TMA & SDM Logos

Becklar, Elite & Puget Win 2026 TMA/SDM Monitoring Center Excellence Awards

SDM Dealer of the Year 2026 Promotion

Poll

What’s the most promising trend in the industry?

What’s the most promising trend in the industry?
View Results Poll Archive

Products

Physical Security Assessment Handbook An Insider’s Guide to Securing a Business

Physical Security Assessment Handbook An Insider’s Guide to Securing a Business

See More Products
SDM 100 2026 Rankings

Related Articles

  • Security Law

    Police Officer Gets in Car Crash Responding to ‘Possible Burglar Alarm’

    See More
  • Reasons Given for Not Having a Burglar Alarm

    Reasons Given for Not Having a Burglar Alarm

    See More
  • 5 min quiz 2019

    Test Your Burglar Alarm Knowledge

    See More

Events

View AllSubmit An Event
  • November 16, 2011

    Illinois Electronic Security Association meeting

    The day will start with IESA attorney Edward Williams' updated “PERC Nuts & Bolts” seminar that runs from 3:00 p.m. to 5:00 p.m. A social hour begins at 5:00 p.m. followed by a dinner meeting during which the IESA will hold elections for its Executive Board positions and Glen Mowrey, a Security Industry Alarm Coalition (SIAC) Law Enforcement Liaison, will give the keynote speech.
View AllSubmit An Event
×

Be in the forefront of security intelligence when you receive SDM.

Join over 10,000+ professionals when you subscribe today.

SIGN UP TODAY!
  • RESOURCES
    • Advertise
    • Contact Us
    • Directories
    • Store
    • Want More
  • SIGN UP TODAY
    • Create Account
    • eMagazine
    • Newsletter
    • Customer Service
    • Manage Preferences
  • SERVICES
    • Marketing Services
    • Reprints
    • Market Research
    • List Rental
    • Survey/Respondent Access
  • STAY CONNECTED
    • LinkedIn
    • Facebook
    • YouTube
    • X (Twitter)
  • PRIVACY
    • PRIVACY POLICY
    • TERMS & CONDITIONS
    • DO NOT SELL MY PERSONAL INFORMATION
    • PRIVACY REQUEST
    • ACCESSIBILITY

Copyright ©2026. All Rights Reserved BNP Media, Inc. and BNP Media II, LLC.

Design, CMS, Hosting & Web Development :: ePublishing